One You - One MISSION - One TEAM

Ms. Mechem is a former auditor at one of the largest accounting firms in the world and works with wealthy families to reduce taxes and improve or create their wealth-building plans. Ms. Mechem is dedicated to guiding pre-retirees and retirees in how to balance investment risks, safely build a strong portfolio, and enjoy a larger lifetime income in retirement. She helps her pre-retirees and retirees gain access to the high-quality, secure, and proven strategies and solutions offered by the largest and safest financial institutions in the country.

Ms. Mechem has worked extensively with employees and retirees who have 20 to 30+ years of service with medium-sized to large companies, or who have built up large 401(k) balances. Ms. Mechem helps clients dramatically reduce their tax bills, secure safe lifetime income and maximize retirement benefits. She also works with employees from the public sector who are near retirement or in retirement. Ms. Mechem is one of the top specialists in the country today for tax-free investing strategies. She helps successful professionals and business owners from around the world become more efficient wealth builders.

Gaby enjoys connecting with people personally, getting to know their lives and stories, and building strong friendships. She excels at organizing resources to create and optimize. She is passionate about working with people so they can live the life of their dreams. It is her mission to help as many people as possible build and enjoy a great retirement. She has dedicated herself to doing everything in her power to protect her client's retirement and to build a strong, interactive client community.  

Gaby believes strongly that making even a small difference can make the world a better place to live. She is an action-taker and an achiever. As a mother of 3, she is passionate about supporting kids and providing opportunities and resources to disadvantaged kids.

Mr. Hunter brings a diverse skill set earned over a decade in the finance industry, including Public Accounting. Throughout his career he has enjoyed helping clients successfully navigate regulations and tax laws at the federal and state level to overcome complex issues. Bringing this client centered mentality and the approach of customized solutions, Mr. Hunter, has a developed a deep passion for educating clients on the tax code to help them reduce tax liabilities and meet their long-term financial goals.

Garrison earned his Bachelor of Accounting from the University of Minnesota Duluth. He is also a licensed Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE).

Away from work Garrison enjoys hiking around the San Francisco Bay area trails, swimming, reading, and spending time with his wife.

Ryan Molesworth brings a dynamic skillset as a planning specialist. With work experience at a household-name insurance and investment company, Ryan supported over 50 advisors to construct and execute their plans for the clients they serve. Ryan graduated from Arizona State University with a

Bachelor of Science in Communications. He has the investment license of series 6, and series 63, and a Life and Health Insurance license in California.

Ryan’s passion for providing simple and effective solutions for retirement income and accumulation was ignited when learning of the struggles his parents were experiencing when preparing for their retirement. In his free time, Ryan enjoys playing golf, pickleball, and playing with his Corgi, Astro!

Mr. Olibas enjoys working with people and helping people. He serves as VP Operations & Client Relations in the team and makes sure that clients have outstanding satisfaction and experiences. Tony Olibas has 30 years of experiences working with businesses to make them more efficient and secure by providing the right solutions to a variety of constituents, ranging from small business owners to “C level” executives. He provided top-notch solutions representing the biggest of the telecom companies in the US-Comcast, Verizon, and AT&T. From retail to implementation, Tony has always been a problem solver and a solution provider.

Mr. Hamje is passionate about enabling people to take control of their futures. He started his career doing international consulting and development work in India, West Africa, Portugal and Latin America. Steve worked to improve healthcare and childhood education.  Steve Hamje is truly a citizen of the world.

Steve then took his consulting skills and strategies and adapted them for the corporate world. He became a management consultant who worked with large and small corporations to develop their corporate cultures and strategic plans. He facilitated large strategic planning workshops for the top executive teams of many corporations and worked with them to implement sophisticated business plans.

In the early 2000's, Steve began working with one of the most successful retirement planning firms in the nation. He became a product expert and created presentations to explain complex retirement products using clear, simple language. Steve trained other retirement professionals in the communication skills, product knowledge, and retirement strategies he used on a daily basis.

Today, Steve continues to work with and help people take control of their future by designing and implementing retirement plans with guaranteed positive outcomes. Steve Hamje cares deeply about the people he works with and goes the extra mile to help them make their retirement dreams come true.

Yen has worked in one of the largest personal, group medical insurance, and medicare insurance agencies in Southern California for the past 10+ years. She is always passionate about assisting our clients in selecting the personal and group medical insurance policies that best meet their needs, preferences, and budgets. Clients are often amazed at Ms. Zhang's comprehensive knowledge of medical insurance and how she takes a complex topic and makes it simple to understand. Ms. Zhang excels at communicating with clients and following through on the medical insurance carriers' process to ensure clients' benefits.

Coming from a background in Business Management and with a deep passion for supporting individuals and families, Ms. Ahmad spent years honing her skills in the finance industry. Ms. Ahmad transitioned into finance just before the pandemic and spent five years with New York Life as a Financial Advisor. It was during this time that she developed a holistic approach to financial planning, helping clients of all backgrounds navigate critical milestones such as planning for retirement, buying a home, starting a family, or simply getting their financial footing after college.

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Ms. Ahmad has developed a true passion for supporting her team and managing the behind-the-scenes logistics that help keep a financial house running smoothly. Building on her welcoming personality, she takes pride in deploying her exceptional organizational skills to foster a supportive environment where everyone feels confident and empowered to work through the necessary processes and procedures to achieve their goals.

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Zubia is actively involved in volunteering with nonprofits and professional groups, working to strengthen and lift up the communities around her.

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